My interest rate is decent on the Marcus loan, with auto-pay on, its 5.74%. Once all the credit cards reported to the bureaus that they all had $0 balances, even though there was a new fixed loan on my credit report for the same total amount, within two months I was at 830-840 FICOs for all three bureaus. My FICO scores were pretty good, I think when I got the consolidation loan my scores were in the 780 range across the three bureaus.ĪFTER consolidating? Holy shit. If you see posts or comments that do not belong, please report them and message the mods.Search the subreddit first to see if someone has already asked your question before posting.Off topic comments, attacks or insults will not be tolerated. Follow reddiquette and keep discussions civil, informative and polite.You can also find the tutorials and help topics for YNAB 4, as well as download their previous apps on their Classic website.Īlso check out our wiki! Subreddit Guidelines Please wander over to some of the following links at YNAB's website: YNAB has a lot of really great support resources that you should probably check out. There is a YouTube playlist by YNAB which acts as a primer for nYNAB as well. Feel free to post your questions, budget strategies & advice.įor veteran users, learn more about the changes to the new rules in the Transition Guide. We welcome any posts here regarding YNAB. This subreddit is dedicated to discussion on the popular budget software You Need A Budget.

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